Buying guide

How to get a 5% deposit home loan in NZ

Only got a little deposit saved? This article's for you.

Ben Tutty
By Ben Tutty (Content Writer)
Last updated: 27 August 2025 | 5 min read

5 percent deposit home loans NZ

Are you eligible for a home loan with a 5% deposit?

Saving a deposit can be challenging for first home buyers.

How to apply for the 5% deposit First Home Loan

The application process

There are several ways to get a deposit together to buy a home/

Getting a deposit together

Getting ready to buy

Author

Ben Tutty Ben Tutty

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