Buying guide
Kāinga Ora First Home Partner Scheme explained
Need a hand buying a home? Kāinga Ora may be able to help.
AI summary
The Kāinga Ora First Home Partner scheme helps first-home buyers who can service a mortgage but lack a sufficient deposit. It's a shared ownership model where Kāinga Ora contributes up to 25% or $200,000 towards a new build.
Key eligibility includes:
- A household income under $130,000
- A minimum 5% deposit
- Buying a brand new home
You must aim to buy out Kāinga Ora's share within 15 years. The scheme is currently fully subscribed, but check for future updates.
What is the First Home Partner Scheme?
To be eligible for First Home Partner you must:
How to apply
Need a hand buying your first home?
The First Home Partner Goals Management Programme
Your obligations as part of the First Home Partner Scheme
A little help can go a long way.
Before you apply
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