Buying guide
NZ government help for first home buyers (2025)
Need a hand from the man?
AI summary
Navigating the property market is easier with government support for first home buyers. Key initiatives include the First Home Loan, backed by Kāinga Ora, which allows eligible buyers to purchase with as little as a 5% deposit.
Other support includes Kāinga Whenua Loans for building on Māori land and using your KiwiSaver first home withdrawal to boost your deposit. While the First Home Grant has been scrapped, alternatives like co-ownership or guarantor loans are also options to explore.
Government housing initiatives for home buyers
First Home Loans
Need a hand with your deposit?
Kāinga Whenua Loans
Tenant home ownership
Kiwisaver first home withdrawal
Ready to buy your first home?
The First Home Buyer’s Grant
Other ways to get help
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