Buying guide
Kāinga Ora First Home Partner Scheme explained
Need a hand buying a home? Kāinga Ora may be able to help.
AI summary
The Kāinga Ora First Home Partner scheme helps first home buyers who can service a mortgage but lack a sufficient deposit. It is a shared ownership programme for purchasing a brand new home.
Kāinga Ora contributes up to 25% or $200,000, whichever is greater. Key requirements include:
- A minimum 5% deposit
- A household income under $130,000
- An obligation to buy back Kāinga Ora's share, ideally within 15 years
The scheme is currently fully subscribed, but check for future openings.
What is the First Home Partner Scheme?
To be eligible for First Home Partner you must:
How to apply
Need a hand buying your first home?
The First Home Partner Goals Management Programme
Your obligations as part of the First Home Partner Scheme
A little help can go a long way.
Before you apply
Author
Discover More
Interest rate predictions from NZ economists: 2026 & 2027
We don’t have a crystal ball, but we’ve got the next best thing - the opinions of bank economists
WATCH: How The Curve's Sophie Hallwright Bought 2 Properties in 12 Months
The Curve co-founder Sophie Hallwright reveals the exact strategy she used to buy two houses in just 12 months.
Search
Other articles you might like
