Buying guide

Revolving credit mortgages: what are they & how do they work?

Everything you need to know about this useful but potentially expensive home loan feature

Last updated: 29 August 2025 | 5 min read

What is a revolving credit mortgage?

Revolving credits can be great but they can be expensive if they're not managed well.

Make sure you do your homework before applying for a revolving credit.

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While some regions have seen property prices fall, others are booming.

The home has views over the tree canopy and out to the harbour

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