NZ home loan hub | Trade Me Property

How much can I borrow?

Mortgage calculator

How much will your mortgage really cost? Let's crunch the numbers.

How much can I borrow for a mortgage?

27 August 2025 | 5 min read

Interest rates

NZ interest rate predictions from experts & economists (2025 & 2026)

Make informed decisions

14 September 2025 | 10 min read

When is the next OCR announcement in NZ?

27 August 2025 | 3 min read

OCR predictions NZ 2025

6 August 2025 | 7 min read

When will interest rates drop?

20 December 2024 | 5 min read

Feature article

To float or fix long (or short)?

10 April 2025 | 5 min read

Home loan guides

Pay off your mortgage faster with these 20 tips

Paying your mortgage off faster could save you thousands of dollars. Here are our top tips to get you going.

25 June 2025 | 7 min read

Q&A: Saving for a deposit to buy a home

4 August 2025 | 4 min read

Getting a mortgage if you’re self-employed

4 August 2025 | 2 min read

Working with a mortgage broker in New Zealand

4 August 2025 | 3 min read

Loan to value ratios | Guide to LVR restrictions in NZ

4 August 2025 | 5 min read

Everything you need to know about home loan deposits in New Zealand

Your straightforward guide to home loan deposits in Aotearoa.

26 August 2025 | 7 min read

Getting financial support for buying your first home in New Zealand

26 August 2025 | 6 min read

How your credit score can impact buying a house in New Zealand

16 April 2025 | 5 min read

What are home loan interest rates and how do they work?

25 June 2023 | 3 min read

The pros and cons of refinancing your mortgage

27 August 2025 | 4 min read

Latest News

Spring property market blooms as buyer demand surges

Property Pulse Report - September 2025

9 October 2025

Reserve Bank's 'shock treatment': OCR slashed by 0.5%

OCR updates and insights from Chief Economist Kelvin Davidson.

8 October 2025

Otago currently the most expensive region to rent in NZ

Rental Price Index - August 2025

16 September 2025

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