Shop with Afterpay

Shop now. Pay later. Always interest-free!

Shop now

Get what you want today, interest-free!

Millions of brand new items are available to purchase and pay off in four, fortnightly, interest-free payments. 

How Afterpay works

Illustration of a wallet containing a card, a dollar sign, and a price tag.
Select to pay with Afterpay

Use your credit or debit card. You’ll pay your first instalment at the time of purchase, and the rest later.

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Checkout fast!

If you're a new user it'll only take a few steps to create an account. Future approvals are instant.

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Pay over four fortnights

It's interest free, and you can enjoy your purchase straight away!

Signing up to Afterpay couldn't be easier

You'll need to:

  • Live in NZ
  • Be at least 18 years old
  • Be capable of entering into a legally binding contract
  • Have a valid and verifiable email address and mobile number
  • Use a NZ debit or credit card to make the purchase.

Want to use Afterpay on your listings when selling an item? Find out how.

Time to start shopping
Browse millions of new and used listings with Afterpay today!
Shop now


Is there a fee to pay with Afterpay?

No! There are no fees when buying with Afterpay – provided instalments are paid on time. Late payment fees apply.
Learn more

Which card types are accepted?

NZ-issued Visa and Mastercard credit and debit cards. Overseas issued card aren't accepted. Afterpay doesn't accept American Express, Diners, Q Card and Prezzy card at this time.

Is Afterpay safe and secure?

Afterpay is a PCI DSS Level 1 certified compliant Service Provider organisation, which is the highest level of security in the payment industry.

How much can I spend with Afterpay?

Afterpay set individual credit limits which can change over time, based on things like your account history. The maximum transaction value on Trade Me is $2,000.

Does Buyer Protection apply to Afterpay listings?

Yes! Buyer Protection is also available when you pay with Ping. Terms and exclusions apply.
Learn more

How do refunds work with Afterpay?

Refunds can be processed by the seller, or by Trade Me in the case of a Buyer Protection refund. Refunds are then managed by Afterpay. If there are instalments outstanding, you'll be refunded what you've paid. For partial refunds, your payment schedule will be adjusted.

Is Afterpay available for all categories?

No. Afterpay is available on Marketplace general items only. In some categories the buyer is required to have a feedback rating of at least two to use Afterpay. In addition, some Marketplace categories are permanently restricted from Afterpay.
Learn more

Got more questions?
Check out our Afterpay help page.
Learn more

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