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Shopping Cart payments
Trade Me’s Shopping Cart, like most online payment services, authorises payments to make sure you have enough credit on your card before you make the full Cart payment.
Depending on which bank you are with, this may mean you see an outstanding authorisation amount on your credit or debit card statement. No money has been taken from your account at this stage. The transaction and payment only takes place once you click ‘Complete purchase’, if there is enough credit on your card.
If you do not complete your Cart purchase, this authorisation amount will automatically expire. This can take up to five days depending on your bank and no action is required on your behalf.
Some members may also notice a separate $1 authorisation on their credit or debit card statement. This only shows the first time you use your credit or debit card in the Cart. We don’t take $1 from you though! This transaction is never completed and will disappear in up to five days again – it’s simply a way of authorising your card for all future payments within the Trade Me Shopping Cart.